Card verfifcation is done automatically?

Is the card verification done automatically by rapyd ?
That is why I am getting error

I passed
{
“name”: “Jane Doe”,
“business_vat_id”: “123456666”,
“email”: “janedoe6666@rapyd.net”,
“ewallet”: “ewallet_2ecf07b37d339e3be21a2d471d00a1df”,
“invoice_prefix”: “JD-”,
“metadata”: {
“merchant_defined”: true
},
“payment_method”: {
“type”: “us_visa_card”,
“fields”: {
“number”: “4111111111111111”,
“expiration_month”: “10”,
“expiration_year”: “23”,
“cvv”: “123”
}
},
“phone_number”: “+14155556666”
}

Card payment method should be us_debit_visa_card or us_debit_mastercard_card