One wallet and several virtual accounts or several wallets each with one virtual account?

I’ve been trying to figure out what will be the better architecture for the Build the Galaxy’s Best Payment App for Space Tourism.

One idea is to create a single wallet where all the funds come in, but are separated using virtual accounts.

The other idea, is to create a new wallet with a virtual account for each buyer.

What do you think is the better approach and why? :thinking:

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One wallet and several virtual accounts

any reason why you would choose this way?

Hi Dlupo,
One of the value of our Virtual Account is to enable reconciliation without having to manage individual balance at a buyer level.
I would recommend to use one wallet with multiple Virtual Accounts.
Best, Hedi