Hi there @Dev_Macy1 and thanks for opening up this discussion around low-code. What I am about to say is my opinion and I forsee others will weigh in on this subject in the days ahead.
I have always been a fan of thinking of and creating easy and simple solutions for the end-user. In this case, a low-code solution tailored for those of us in fintech that today write code by adding a payment stack to an existing application – which can be time-consuming.
Low-code isn’t new, a classic example might be WordPress. Adding drag-and-drop and plug-and-play logic to payments and fintech will be amazing.
But your question was is it the future… I am going to say no. Low-code has a place the same way WordPress has its place. There will always be a need for true integration and custom development at least in the near future in my opinion. Long live APIs.
Hosted solutions such as checkouts are great but have limits. This will be the same for continued growth in low-code fintech as well I speculate. But what a great way to reduce your solutions PCI scope and stay away from other potential compliance and regulatory issues – letting the low-code maintainer manage those headaches for you.
This is my take, and curious what others will say.