# One wallet and several virtual accounts or several wallets each with one virtual account?

**URL:** <https://community.rapyd.net/t/one-wallet-and-several-virtual-accounts-or-several-wallets-each-with-one-virtual-account/28584>\
**Category:** ⚙️ API\
**Tags:** hackathons\
**Created:** [July 19, 2022, 2:45pm UTC](https://community.rapyd.net/t/one-wallet-and-several-virtual-accounts-or-several-wallets-each-with-one-virtual-account/28584 "2022-07-19T14:45:41Z")\
**Posts on this page:** 4\
**Page:** 1

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**Author:** ![dlupo](https://sea2.discourse-cdn.com/flex016/user_avatar/community.rapyd.net/dlupo/32/901_2.png) [@dlupo](https://community.rapyd.net/u/dlupo)\
**Post date:** [July 19, 2022, 2:45pm UTC](https://community.rapyd.net/t/one-wallet-and-several-virtual-accounts-or-several-wallets-each-with-one-virtual-account/28584/1 "2022-07-19T14:45:42Z")

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I’ve been trying to figure out what will be the better architecture for the Build the Galaxy’s Best Payment App for Space Tourism.

One idea is to create a single wallet where all the funds come in, but are separated using virtual accounts.

The other idea, is to create a new wallet with a virtual account for each buyer.

What do you think is the better approach and why? 🤔

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**Author:** ![Michael\_Boyles](https://sea2.discourse-cdn.com/flex016/user_avatar/community.rapyd.net/michael_boyles/32/1958_2.png) [@Michael\_Boyles](https://community.rapyd.net/u/Michael_Boyles)\
**Post date:** [July 19, 2022, 5:02pm UTC](https://community.rapyd.net/t/one-wallet-and-several-virtual-accounts-or-several-wallets-each-with-one-virtual-account/28584/2 "2022-07-19T17:02:48Z")

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One wallet and several virtual accounts

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**Author:** ![dlupo](https://sea2.discourse-cdn.com/flex016/user_avatar/community.rapyd.net/dlupo/32/901_2.png) [@dlupo](https://community.rapyd.net/u/dlupo)\
**Post date:** [July 20, 2022, 9:14am UTC](https://community.rapyd.net/t/one-wallet-and-several-virtual-accounts-or-several-wallets-each-with-one-virtual-account/28584/3 "2022-07-20T09:14:41Z")

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any reason why you would choose this way?

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**Author:** ![Hedi\_Hayouni](https://sea2.discourse-cdn.com/flex016/user_avatar/community.rapyd.net/hedi_hayouni/32/5155_2.png) [@Hedi\_Hayouni](https://community.rapyd.net/u/Hedi_Hayouni)\
**Post date:** [July 21, 2022, 9:43am UTC](https://community.rapyd.net/t/one-wallet-and-several-virtual-accounts-or-several-wallets-each-with-one-virtual-account/28584/4 "2022-07-21T09:43:39Z")

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Hi Dlupo,  
One of the value of our Virtual Account is to enable reconciliation without having to manage individual balance at a buyer level.  
I would recommend to use one wallet with multiple Virtual Accounts.  
Best, Hedi