# Latest
**URL:** https://community.rapyd.net/latest.md?page=33
[Latest](https://community.rapyd.net/latest.md) · [Categories](https://community.rapyd.net/categories.md) · [Tags](https://community.rapyd.net/tags.md)
**Page:** 34
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## [Apache Fineract](https://community.rapyd.net/t/apache-fineract/168)
**Author:** [@Dev\_Macy1](https://community.rapyd.net/u/Dev_Macy1)\
**Replies:** 0\
**Last updated:** [April 14, 2021, 3:40pm UTC](https://community.rapyd.net/t/apache-fineract/168 "2021-04-14T15:40:15Z")
We’re currently assessing an open source tool “Fineract” to create an internal GL for a micro lending solution. Anyone with any experience using it? Thanks in advanced. https://fineract.apache.org/ GitHub - apache/fine…
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## [Activation of account](https://community.rapyd.net/t/activation-of-account/394)
**Author:** [@Hardik\_poudel](https://community.rapyd.net/u/Hardik_poudel)\
**Replies:** 4\
**Last updated:** [June 9, 2021, 11:13am UTC](https://community.rapyd.net/t/activation-of-account/394 "2021-06-09T11:13:11Z")
Do I need to activate my rapyd account to be able to use secret and access key in integrating API.?
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## [Paytm to go public](https://community.rapyd.net/t/paytm-to-go-public/389)
**Author:** [@Dev\_Macy1](https://community.rapyd.net/u/Dev_Macy1)\
**Replies:** 2\
**Last updated:** [June 8, 2021, 4:29pm UTC](https://community.rapyd.net/t/paytm-to-go-public/389 "2021-06-08T16:29:13Z")
This has been a long-time coming. “However, under the hood, Paytm leads on merchant payments and has built an ecosystem of synergistic fintech verticals around its ‘super-app.’
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## [Request Card Details for subscriptions / recurring payments](https://community.rapyd.net/t/request-card-details-for-subscriptions-recurring-payments/385)
**Author:** [@abo](https://community.rapyd.net/u/abo)\
**Replies:** 2\
**Last updated:** [June 7, 2021, 9:12am UTC](https://community.rapyd.net/t/request-card-details-for-subscriptions-recurring-payments/385 "2021-06-07T09:12:00Z")
When creating subscriptions, I have to create a customer with a payment method. In my case the payment method would be “card”. I would like to capture the card details in the same manner as with the hosted checkout page,…
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## [Rapyd Sandbox Bank Payment username & password?](https://community.rapyd.net/t/rapyd-sandbox-bank-payment-username-password/344)
**Author:** [@netpoe](https://community.rapyd.net/u/netpoe)\
**Replies:** 3\
**Last updated:** [June 2, 2021, 8:12pm UTC](https://community.rapyd.net/t/rapyd-sandbox-bank-payment-username-password/344 "2021-06-02T20:12:21Z")
Are there dummy values for these?
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## [When requesting checkout with 3d\_verification payment ends out as "status": "CLO" but not captured?](https://community.rapyd.net/t/when-requesting-checkout-with-3d-verification-payment-ends-out-as-status-clo-but-not-captured/297)
**Author:** [@onesoft](https://community.rapyd.net/u/onesoft)\
**Replies:** 10\
**Last updated:** [May 31, 2021, 3:28pm UTC](https://community.rapyd.net/t/when-requesting-checkout-with-3d-verification-payment-ends-out-as-status-clo-but-not-captured/297 "2021-05-31T15:28:48Z")
I’m making requests in sandbox like this: web request url: https://sandboxapi.rapyd.net/v1/checkout web request body: { "amount":###amount here###, "country":"DK", "currency":"DKK", "merchant\_reference\_id":"1011", "capt…
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## [Do I need to call capture on card payments done with Hosted Checkout Page](https://community.rapyd.net/t/do-i-need-to-call-capture-on-card-payments-done-with-hosted-checkout-page/227)
**Author:** [@onesoft](https://community.rapyd.net/u/onesoft)\
**Replies:** 6\
**Last updated:** [June 1, 2021, 6:32am UTC](https://community.rapyd.net/t/do-i-need-to-call-capture-on-card-payments-done-with-hosted-checkout-page/227 "2021-06-01T06:32:29Z")
Hi I can’t figure out from the documentation if I need to call capture on a card payment created with a hosted checkout page or if the hosted page always uses instant capture for “card.”
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## [Different currencies in production vs sandbox?](https://community.rapyd.net/t/different-currencies-in-production-vs-sandbox/223)
**Author:** [@adam](https://community.rapyd.net/u/adam)\
**Replies:** 4\
**Last updated:** [May 30, 2021, 2:25pm UTC](https://community.rapyd.net/t/different-currencies-in-production-vs-sandbox/223 "2021-05-30T14:25:22Z")
It seems there are different currencies enabled in production and sandbox, why is this?
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## [What is merchant\_defined](https://community.rapyd.net/t/what-is-merchant-defined/219)
**Author:** [@onesoft](https://community.rapyd.net/u/onesoft)\
**Replies:** 2\
**Last updated:** [May 30, 2021, 2:12pm UTC](https://community.rapyd.net/t/what-is-merchant-defined/219 "2021-05-30T14:12:23Z")
Hi, In Checkout Page Object merchant\_defined param are shown in like all examples - but it’s never explained. metadata = new { merchant\_defined = true }, merchant\_currency\_only is explained is merchant\_defined th…
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## ["error\_create\_payment" error message coming when I try to place an order on hosted checkout page](https://community.rapyd.net/t/error-create-payment-error-message-coming-when-i-try-to-place-an-order-on-hosted-checkout-page/311)
**Author:** [@tanoojoy](https://community.rapyd.net/u/tanoojoy)\
**Replies:** 1\
**Last updated:** [May 29, 2021, 2:46am UTC](https://community.rapyd.net/t/error-create-payment-error-message-coming-when-i-try-to-place-an-order-on-hosted-checkout-page/311 "2021-05-29T02:46:23Z")
As the title says, I was trying to create a hosted checkout page (which i managed to do) but got the following error when I click on the “Place your order” button { "status": {"error\_code":"ERROR\_CREATE\_PAYMENT","statu…
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## [Webhook next\_action is missing from documentation](https://community.rapyd.net/t/webhook-next-action-is-missing-from-documentation/295)
**Author:** [@onesoft](https://community.rapyd.net/u/onesoft)\
**Replies:** 2\
**Last updated:** [May 27, 2021, 10:13am UTC](https://community.rapyd.net/t/webhook-next-action-is-missing-from-documentation/295 "2021-05-27T10:13:01Z")
In webhooks callback I find a param “next\_action”: “pending\_capture”… “next\_action”: “not\_applicable” but I can’t find “next\_action” anywhere in the documentation.
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## [What’s Base64 encoding, and how is it used in Rapyd API methods?](https://community.rapyd.net/t/what-s-base64-encoding-and-how-is-it-used-in-rapyd-api-methods/214)
**Author:** [@Legato](https://community.rapyd.net/u/Legato)\
**Replies:** 1\
**Last updated:** [May 26, 2021, 3:30pm UTC](https://community.rapyd.net/t/what-s-base64-encoding-and-how-is-it-used-in-rapyd-api-methods/214 "2021-05-26T15:30:26Z")
Base64 is an encoding scheme that converts binary data to a sequence of characters. It is usually used to convert an image to a unique sequence of characters. For example, this image has been converted to a Base64 sequen…
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## [The difference between Rapyd API responses and webhooks](https://community.rapyd.net/t/the-difference-between-rapyd-api-responses-and-webhooks/175)
**Author:** [@Legato](https://community.rapyd.net/u/Legato)\
**Replies:** 1\
**Last updated:** [May 26, 2021, 3:07pm UTC](https://community.rapyd.net/t/the-difference-between-rapyd-api-responses-and-webhooks/175 "2021-05-26T15:07:30Z")
An API response is immediately returned after a Rapyd API request. A Rapyd webhook is triggered only after a specific event that occurs in the workflow. This triggered event may not be immediate. For example: A Create…
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## [The ability to implement the following payment scheme. the ability to apply it to another type of business](https://community.rapyd.net/t/the-ability-to-implement-the-following-payment-scheme-the-ability-to-apply-it-to-another-type-of-business/263)
**Author:** [@AEthing](https://community.rapyd.net/u/AEthing)\
**Replies:** 2\
**Last updated:** [May 19, 2021, 11:36am UTC](https://community.rapyd.net/t/the-ability-to-implement-the-following-payment-scheme-the-ability-to-apply-it-to-another-type-of-business/263 "2021-05-19T11:36:39Z")
Hi guys. One question. We are developing an application in which it is necessary to implement such a payment scheme. Is it possible to do this? Whether it would be applicable for another type of business?
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## [How does Rapyd ensure accurate rates for its foreign exchange transactions?](https://community.rapyd.net/t/how-does-rapyd-ensure-accurate-rates-for-its-foreign-exchange-transactions/189)
**Author:** [@Legato](https://community.rapyd.net/u/Legato)\
**Replies:** 0\
**Last updated:** [April 28, 2021, 11:47am UTC](https://community.rapyd.net/t/how-does-rapyd-ensure-accurate-rates-for-its-foreign-exchange-transactions/189 "2021-04-28T11:47:53Z")
The Rapyd platform integrates a third party foreign exchange rates provider that promises accurate and up-to-date spot exchange rates sourced from a broad base of commercial sources and banks around the world. The integ…
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## [Venezuela](https://community.rapyd.net/t/venezuela/91)
**Author:** [@talsk](https://community.rapyd.net/u/talsk)\
**Replies:** 1\
**Last updated:** [April 5, 2021, 7:21pm UTC](https://community.rapyd.net/t/venezuela/91 "2021-04-05T19:21:14Z")
Hi, Do you operate in Venezuela? and how do you deal with inflation? There is a need for alternative payment methods in the country, because of the economic and humanitarian crisis. Thank you, Tal
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## [Is the documentation for Webhook Signatures correct](https://community.rapyd.net/t/is-the-documentation-for-webhook-signatures-correct/239)
**Author:** [@onesoft](https://community.rapyd.net/u/onesoft)\
**Replies:** 1\
**Last updated:** [May 7, 2021, 7:57am UTC](https://community.rapyd.net/t/is-the-documentation-for-webhook-signatures-correct/239 "2021-05-07T07:57:56Z")
Looking at Webhooks it says that the signature consist of signature = BASE64 ( HASH ( url\_path + salt + … But when looking at the Magento implementation Rapyd-Magento2/Webhook.php at 13401f68af14d4543217a92cb07e097fd0b…
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## [Wallet availability in Africa](https://community.rapyd.net/t/wallet-availability-in-africa/230)
**Author:** [@dkarmah](https://community.rapyd.net/u/dkarmah)\
**Replies:** 2\
**Last updated:** [May 6, 2021, 4:55am UTC](https://community.rapyd.net/t/wallet-availability-in-africa/230 "2021-05-06T04:55:42Z")
Hi, Can a startup use Rapyd Wallet service in any country in Africa? If not why and what does it take to get it implemented? Thanks in advance for the response.
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## [Supported Settlement Currencies](https://community.rapyd.net/t/supported-settlement-currencies/231)
**Author:** [@Kristin](https://community.rapyd.net/u/Kristin)\
**Replies:** 2\
**Last updated:** [May 6, 2021, 1:41am UTC](https://community.rapyd.net/t/supported-settlement-currencies/231 "2021-05-06T01:41:25Z")
What currencies can be used for settlement? Are there any restrictions?
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## [Problem with signature](https://community.rapyd.net/t/problem-with-signature/195)
**Author:** [@onesoft](https://community.rapyd.net/u/onesoft)\
**Replies:** 3\
**Last updated:** [May 1, 2021, 2:17am UTC](https://community.rapyd.net/t/problem-with-signature/195 "2021-05-01T02:17:56Z")
Hi, I’m trying to make my first API call - or second to first, as I don’t have any problems getting the countries list. As soon as my httpbody isn’t empty, I’m getting UNAUTHENTICATED\_API\_CALL ,“message”:“Invalid signa…
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## [Is Low-Code the Future?](https://community.rapyd.net/t/is-low-code-the-future/176)
**Author:** [@Dev\_Macy1](https://community.rapyd.net/u/Dev_Macy1)\
**Replies:** 2\
**Last updated:** [April 23, 2021, 4:57pm UTC](https://community.rapyd.net/t/is-low-code-the-future/176 "2021-04-23T16:57:53Z")
This past week FintechOS Nabed $60M to help traditional banks fix some of their legacy infrastructure with pre-built low code approaches. Here’s the article The promise of this low-code approach is that it makes it eas…
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## [Subscription or Recurring Payments?](https://community.rapyd.net/t/subscription-or-recurring-payments/163)
**Author:** [@anon81508255](https://community.rapyd.net/u/anon81508255)\
**Replies:** 2\
**Last updated:** [April 20, 2021, 4:18pm UTC](https://community.rapyd.net/t/subscription-or-recurring-payments/163 "2021-04-20T16:18:58Z")
Hi, do you offer subscription payments or recurring payments?
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## [Open Banking](https://community.rapyd.net/t/open-banking/126)
**Author:** [@Simo](https://community.rapyd.net/u/Simo)\
**Replies:** 2\
**Last updated:** [April 9, 2021, 2:40pm UTC](https://community.rapyd.net/t/open-banking/126 "2021-04-09T14:40:49Z")
Tell us everything you know about Open Banking?
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## [Payments Glossary](https://community.rapyd.net/t/payments-glossary/52)
**Author:** [@drew.harris](https://community.rapyd.net/u/drew.harris)\
**Replies:** 1\
**Last updated:** [April 7, 2021, 9:15am UTC](https://community.rapyd.net/t/payments-glossary/52 "2021-04-07T09:15:56Z")
What is a payment term that confuses you? One common term that I always mix up with something else is Bank Identification Number (BIN). If you take a card out and look at it, look on the front, well some now print the c…
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## [Customer with no eWallet](https://community.rapyd.net/t/customer-with-no-ewallet/129)
**Author:** [@Legato](https://community.rapyd.net/u/Legato)\
**Replies:** 1\
**Last updated:** [April 7, 2021, 8:17am UTC](https://community.rapyd.net/t/customer-with-no-ewallet/129 "2021-04-07T08:17:33Z")
Is it possible to create a customer with no eWallet, and optionally, add an eWallet to the customer at a later time?
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## [Rapyd Checkout Integration with Python](https://community.rapyd.net/t/rapyd-checkout-integration-with-python/98)
**Author:** [@Legato](https://community.rapyd.net/u/Legato)\
**Replies:** 2\
**Last updated:** [April 6, 2021, 6:36am UTC](https://community.rapyd.net/t/rapyd-checkout-integration-with-python/98 "2021-04-06T06:36:42Z")
Can I use Flask to integrate Rapyd Checkout into my online shopping cart?
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## [What is SWIFT/BIC code?](https://community.rapyd.net/t/what-is-swift-bic-code/83)
**Author:** [@drew.harris](https://community.rapyd.net/u/drew.harris)\
**Replies:** 2\
**Last updated:** [April 6, 2021, 6:30am UTC](https://community.rapyd.net/t/what-is-swift-bic-code/83 "2021-04-06T06:30:00Z")
What is a SWIFT/BIC code?
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## [What is the difference between a payout and a disbursement?](https://community.rapyd.net/t/what-is-the-difference-between-a-payout-and-a-disbursement/72)
**Author:** [@drew.harris](https://community.rapyd.net/u/drew.harris)\
**Replies:** 2\
**Last updated:** [April 6, 2021, 6:18am UTC](https://community.rapyd.net/t/what-is-the-difference-between-a-payout-and-a-disbursement/72 "2021-04-06T06:18:49Z")
What is the difference between a payout and a disbursement?
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## [Fintech in Africa](https://community.rapyd.net/t/fintech-in-africa/118)
**Author:** [@brendanm](https://community.rapyd.net/u/brendanm)\
**Replies:** 0\
**Last updated:** [April 5, 2021, 7:54pm UTC](https://community.rapyd.net/t/fintech-in-africa/118 "2021-04-05T19:54:13Z")
A new report demonstrates the massive opportunity across the continent.
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## [Can I transfer funds from one currency to another currency?](https://community.rapyd.net/t/can-i-transfer-funds-from-one-currency-to-another-currency/71)
**Author:** [@drew.harris](https://community.rapyd.net/u/drew.harris)\
**Replies:** 1\
**Last updated:** [March 23, 2021, 6:47pm UTC](https://community.rapyd.net/t/can-i-transfer-funds-from-one-currency-to-another-currency/71 "2021-03-23T18:47:55Z")
Can I transfer funds from one currency to another currency?
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