# ⚙️ API

**URL:** https://community.rapyd.net/c/rapyd-api-resources/5.md?page=11

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**Page:** 12

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## [Rapyd Sandbox Bank Payment username & password?](https://community.rapyd.net/t/rapyd-sandbox-bank-payment-username-password/344)

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**Author:** [@netpoe](https://community.rapyd.net/u/netpoe)\
**Replies:** 3\
**Last updated:** [June 2, 2021, 8:12pm UTC](https://community.rapyd.net/t/rapyd-sandbox-bank-payment-username-password/344 "2021-06-02T20:12:21Z")

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Are there dummy values for these?

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## [When requesting checkout with 3d\_verification payment ends out as "status": "CLO" but not captured?](https://community.rapyd.net/t/when-requesting-checkout-with-3d-verification-payment-ends-out-as-status-clo-but-not-captured/297)

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**Author:** [@onesoft](https://community.rapyd.net/u/onesoft)\
**Replies:** 10\
**Last updated:** [May 31, 2021, 3:28pm UTC](https://community.rapyd.net/t/when-requesting-checkout-with-3d-verification-payment-ends-out-as-status-clo-but-not-captured/297 "2021-05-31T15:28:48Z")

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I’m making requests in sandbox like this: web request url: https://sandboxapi.rapyd.net/v1/checkout web request body: { "amount":###amount here###, "country":"DK", "currency":"DKK", "merchant\_reference\_id":"1011", "capt…

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## [Do I need to call capture on card payments done with Hosted Checkout Page](https://community.rapyd.net/t/do-i-need-to-call-capture-on-card-payments-done-with-hosted-checkout-page/227)

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**Author:** [@onesoft](https://community.rapyd.net/u/onesoft)\
**Replies:** 6\
**Last updated:** [June 1, 2021, 6:32am UTC](https://community.rapyd.net/t/do-i-need-to-call-capture-on-card-payments-done-with-hosted-checkout-page/227 "2021-06-01T06:32:29Z")

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Hi I can’t figure out from the documentation if I need to call capture on a card payment created with a hosted checkout page or if the hosted page always uses instant capture for “card.”

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## [Different currencies in production vs sandbox?](https://community.rapyd.net/t/different-currencies-in-production-vs-sandbox/223)

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**Author:** [@adam](https://community.rapyd.net/u/adam)\
**Replies:** 4\
**Last updated:** [May 30, 2021, 2:25pm UTC](https://community.rapyd.net/t/different-currencies-in-production-vs-sandbox/223 "2021-05-30T14:25:22Z")

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It seems there are different currencies enabled in production and sandbox, why is this?

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## [What is merchant\_defined](https://community.rapyd.net/t/what-is-merchant-defined/219)

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**Author:** [@onesoft](https://community.rapyd.net/u/onesoft)\
**Replies:** 2\
**Last updated:** [May 30, 2021, 2:12pm UTC](https://community.rapyd.net/t/what-is-merchant-defined/219 "2021-05-30T14:12:23Z")

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Hi, In Checkout Page Object merchant\_defined param are shown in like all examples - but it’s never explained. metadata = new { merchant\_defined = true }, merchant\_currency\_only is explained is merchant\_defined th…

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## ["error\_create\_payment" error message coming when I try to place an order on hosted checkout page](https://community.rapyd.net/t/error-create-payment-error-message-coming-when-i-try-to-place-an-order-on-hosted-checkout-page/311)

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**Author:** [@tanoojoy](https://community.rapyd.net/u/tanoojoy)\
**Replies:** 1\
**Last updated:** [May 29, 2021, 2:46am UTC](https://community.rapyd.net/t/error-create-payment-error-message-coming-when-i-try-to-place-an-order-on-hosted-checkout-page/311 "2021-05-29T02:46:23Z")

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As the title says, I was trying to create a hosted checkout page (which i managed to do) but got the following error when I click on the “Place your order” button { "status": {"error\_code":"ERROR\_CREATE\_PAYMENT","statu…

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## [Webhook next\_action is missing from documentation](https://community.rapyd.net/t/webhook-next-action-is-missing-from-documentation/295)

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**Author:** [@onesoft](https://community.rapyd.net/u/onesoft)\
**Replies:** 2\
**Last updated:** [May 27, 2021, 10:13am UTC](https://community.rapyd.net/t/webhook-next-action-is-missing-from-documentation/295 "2021-05-27T10:13:01Z")

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In webhooks callback I find a param “next\_action”: “pending\_capture”… “next\_action”: “not\_applicable” but I can’t find “next\_action” anywhere in the documentation.

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## [What’s Base64 encoding, and how is it used in Rapyd API methods?](https://community.rapyd.net/t/what-s-base64-encoding-and-how-is-it-used-in-rapyd-api-methods/214)

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**Author:** [@Legato](https://community.rapyd.net/u/Legato)\
**Replies:** 1\
**Last updated:** [May 26, 2021, 3:30pm UTC](https://community.rapyd.net/t/what-s-base64-encoding-and-how-is-it-used-in-rapyd-api-methods/214 "2021-05-26T15:30:26Z")

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Base64 is an encoding scheme that converts binary data to a sequence of characters. It is usually used to convert an image to a unique sequence of characters. For example, this image has been converted to a Base64 sequen…

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## [The difference between Rapyd API responses and webhooks](https://community.rapyd.net/t/the-difference-between-rapyd-api-responses-and-webhooks/175)

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**Author:** [@Legato](https://community.rapyd.net/u/Legato)\
**Replies:** 1\
**Last updated:** [May 26, 2021, 3:07pm UTC](https://community.rapyd.net/t/the-difference-between-rapyd-api-responses-and-webhooks/175 "2021-05-26T15:07:30Z")

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An API response is immediately returned after a Rapyd API request. A Rapyd webhook is triggered only after a specific event that occurs in the workflow. This triggered event may not be immediate. For example: A Create…

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## [The ability to implement the following payment scheme. the ability to apply it to another type of business](https://community.rapyd.net/t/the-ability-to-implement-the-following-payment-scheme-the-ability-to-apply-it-to-another-type-of-business/263)

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**Author:** [@AEthing](https://community.rapyd.net/u/AEthing)\
**Replies:** 2\
**Last updated:** [May 19, 2021, 11:36am UTC](https://community.rapyd.net/t/the-ability-to-implement-the-following-payment-scheme-the-ability-to-apply-it-to-another-type-of-business/263 "2021-05-19T11:36:39Z")

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Hi guys. One question. We are developing an application in which it is necessary to implement such a payment scheme. Is it possible to do this? Whether it would be applicable for another type of business?

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## [How does Rapyd ensure accurate rates for its foreign exchange transactions?](https://community.rapyd.net/t/how-does-rapyd-ensure-accurate-rates-for-its-foreign-exchange-transactions/189)

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**Author:** [@Legato](https://community.rapyd.net/u/Legato)\
**Replies:** 0\
**Last updated:** [April 28, 2021, 11:47am UTC](https://community.rapyd.net/t/how-does-rapyd-ensure-accurate-rates-for-its-foreign-exchange-transactions/189 "2021-04-28T11:47:53Z")

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The Rapyd platform integrates a third party foreign exchange rates provider that promises accurate and up-to-date spot exchange rates sourced from a broad base of commercial sources and banks around the world. The integ…

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## [Is the documentation for Webhook Signatures correct](https://community.rapyd.net/t/is-the-documentation-for-webhook-signatures-correct/239)

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**Author:** [@onesoft](https://community.rapyd.net/u/onesoft)\
**Replies:** 1\
**Last updated:** [May 7, 2021, 7:57am UTC](https://community.rapyd.net/t/is-the-documentation-for-webhook-signatures-correct/239 "2021-05-07T07:57:56Z")

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Looking at Webhooks it says that the signature consist of signature = BASE64 ( HASH ( url\_path + salt + … But when looking at the Magento implementation Rapyd-Magento2/Webhook.php at 13401f68af14d4543217a92cb07e097fd0b…

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## [Supported Settlement Currencies](https://community.rapyd.net/t/supported-settlement-currencies/231)

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**Author:** [@Kristin](https://community.rapyd.net/u/Kristin)\
**Replies:** 2\
**Last updated:** [May 6, 2021, 1:41am UTC](https://community.rapyd.net/t/supported-settlement-currencies/231 "2021-05-06T01:41:25Z")

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What currencies can be used for settlement? Are there any restrictions?

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## [Problem with signature](https://community.rapyd.net/t/problem-with-signature/195)

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**Author:** [@onesoft](https://community.rapyd.net/u/onesoft)\
**Replies:** 3\
**Last updated:** [May 1, 2021, 2:17am UTC](https://community.rapyd.net/t/problem-with-signature/195 "2021-05-01T02:17:56Z")

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Hi, I’m trying to make my first API call - or second to first, as I don’t have any problems getting the countries list. As soon as my httpbody isn’t empty, I’m getting UNAUTHENTICATED\_API\_CALL ,“message”:“Invalid signa…

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## [Subscription or Recurring Payments?](https://community.rapyd.net/t/subscription-or-recurring-payments/163)

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**Author:** [@anon81508255](https://community.rapyd.net/u/anon81508255)\
**Replies:** 2\
**Last updated:** [April 20, 2021, 4:18pm UTC](https://community.rapyd.net/t/subscription-or-recurring-payments/163 "2021-04-20T16:18:58Z")

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Hi, do you offer subscription payments or recurring payments?

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## [Payments Glossary](https://community.rapyd.net/t/payments-glossary/52)

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**Author:** [@drew.harris](https://community.rapyd.net/u/drew.harris)\
**Replies:** 1\
**Last updated:** [April 7, 2021, 9:15am UTC](https://community.rapyd.net/t/payments-glossary/52 "2021-04-07T09:15:56Z")

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What is a payment term that confuses you? One common term that I always mix up with something else is Bank Identification Number (BIN). If you take a card out and look at it, look on the front, well some now print the c…

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## [Customer with no eWallet](https://community.rapyd.net/t/customer-with-no-ewallet/129)

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**Author:** [@Legato](https://community.rapyd.net/u/Legato)\
**Replies:** 1\
**Last updated:** [April 7, 2021, 8:17am UTC](https://community.rapyd.net/t/customer-with-no-ewallet/129 "2021-04-07T08:17:33Z")

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Is it possible to create a customer with no eWallet, and optionally, add an eWallet to the customer at a later time?

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## [Rapyd Checkout Integration with Python](https://community.rapyd.net/t/rapyd-checkout-integration-with-python/98)

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**Author:** [@Legato](https://community.rapyd.net/u/Legato)\
**Replies:** 2\
**Last updated:** [April 6, 2021, 6:36am UTC](https://community.rapyd.net/t/rapyd-checkout-integration-with-python/98 "2021-04-06T06:36:42Z")

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Can I use Flask to integrate Rapyd Checkout into my online shopping cart?

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## [What is SWIFT/BIC code?](https://community.rapyd.net/t/what-is-swift-bic-code/83)

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**Author:** [@drew.harris](https://community.rapyd.net/u/drew.harris)\
**Replies:** 2\
**Last updated:** [April 6, 2021, 6:30am UTC](https://community.rapyd.net/t/what-is-swift-bic-code/83 "2021-04-06T06:30:00Z")

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What is a SWIFT/BIC code?

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## [What is the difference between a payout and a disbursement?](https://community.rapyd.net/t/what-is-the-difference-between-a-payout-and-a-disbursement/72)

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**Author:** [@drew.harris](https://community.rapyd.net/u/drew.harris)\
**Replies:** 2\
**Last updated:** [April 6, 2021, 6:18am UTC](https://community.rapyd.net/t/what-is-the-difference-between-a-payout-and-a-disbursement/72 "2021-04-06T06:18:49Z")

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What is the difference between a payout and a disbursement?

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## [Can I transfer funds from one currency to another currency?](https://community.rapyd.net/t/can-i-transfer-funds-from-one-currency-to-another-currency/71)

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**Author:** [@drew.harris](https://community.rapyd.net/u/drew.harris)\
**Replies:** 1\
**Last updated:** [March 23, 2021, 6:47pm UTC](https://community.rapyd.net/t/can-i-transfer-funds-from-one-currency-to-another-currency/71 "2021-03-23T18:47:55Z")

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Can I transfer funds from one currency to another currency?

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## [Does Rapyd Disburse have recurring payouts?](https://community.rapyd.net/t/does-rapyd-disburse-have-recurring-payouts/70)

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**Author:** [@drew.harris](https://community.rapyd.net/u/drew.harris)\
**Replies:** 1\
**Last updated:** [March 23, 2021, 6:46pm UTC](https://community.rapyd.net/t/does-rapyd-disburse-have-recurring-payouts/70 "2021-03-23T18:46:05Z")

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Does Rapyd Disburse have recurring payouts?

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## [Which disburse option is best for my business?](https://community.rapyd.net/t/which-disburse-option-is-best-for-my-business/69)

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**Author:** [@drew.harris](https://community.rapyd.net/u/drew.harris)\
**Replies:** 1\
**Last updated:** [March 23, 2021, 6:42pm UTC](https://community.rapyd.net/t/which-disburse-option-is-best-for-my-business/69 "2021-03-23T18:42:49Z")

</div>

Which disburse option is best for my business?

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## [Why use Rapyd Disburse over other solutions?](https://community.rapyd.net/t/why-use-rapyd-disburse-over-other-solutions/67)

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**Author:** [@drew.harris](https://community.rapyd.net/u/drew.harris)\
**Replies:** 1\
**Last updated:** [March 23, 2021, 6:21pm UTC](https://community.rapyd.net/t/why-use-rapyd-disburse-over-other-solutions/67 "2021-03-23T18:21:20Z")

</div>

Why use Rapyd Disburse over other solutions?

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## [What is Rapyd Disburse?](https://community.rapyd.net/t/what-is-rapyd-disburse/66)

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**Author:** [@drew.harris](https://community.rapyd.net/u/drew.harris)\
**Replies:** 1\
**Last updated:** [March 23, 2021, 6:05pm UTC](https://community.rapyd.net/t/what-is-rapyd-disburse/66 "2021-03-23T18:05:55Z")

</div>

What is Rapyd Disburse?

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## [No way to send payout to singapore from India?](https://community.rapyd.net/t/no-way-to-send-payout-to-singapore-from-india/58608)

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**Author:** [@Om\_Divyatej](https://community.rapyd.net/u/Om_Divyatej)\
**Replies:** 2\
**Last updated:** [January 3, 1970, 3:40pm UTC](https://community.rapyd.net/t/no-way-to-send-payout-to-singapore-from-india/58608 "1970-01-03T15:40:19Z")

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I see no payment methods when I try to send a payout from India to SIngpaore. What’s wrong?

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